Nutriprep Privacy Policy

# Privacy Policy for Retirement Easy

 

**Last updated:** October 22, 2026 

**Effective date:** October 22, 2026 

 

This Privacy Policy applies to the **Retirement Easy** mobile application (package name: `com.prep.meal`), developed and provided by the publisher ("we", "us", or "our").

 

We respect your privacy and are committed to protecting your personal information. This document explains what information is processed when you use Retirement Easy, how it is handled, and your privacy rights under applicable data protection laws, including the General Data Protection Regulation (GDPR), UK GDPR, and California Consumer Privacy Act (CCPA).

 

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## 1. Summary — Privacy by Design

 

* **Zero Financial Data Transmission:** All personal financial figures you enter (including age, asset pots, income, expenses, pension contributions, and withdrawal goals) are processed and stored exclusively **locally on your device**. We do not operate remote servers that store or collect your financial calculations.

* **No User Accounts:** You do not need to register, create an account, or log in with an email address or password to use Retirement Easy.

* **Third-Party Advertising:** The application integrates Google AdMob to serve advertisements. Google AdMob may collect certain device identifiers and usage signals as disclosed below.

 

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## 2. Information Handled Locally on Your Device

 

Retirement Easy provides retirement forecasting, Monte Carlo sequence-of-returns simulations, and decumulation models.

 

To deliver this functionality, the app stores your simulation inputs in an offline SQLite database (Android Jetpack Room) situated entirely on your local device storage:

* Target retirement age and current age

* Asset allocations across liquid savings, pensions, real estate, and equities

* Monthly contributions and living cost projections

* Monte Carlo parameter settings and scenario comparison labels

 

**Important:** This data never leaves your device. We do not have access to, nor do we sell, transfer, or sync your private financial records with any third party.

 

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## 3. Third-Party Services & Automated Data Collection

 

While the core planning engine operates completely on-device, Retirement Easy integrates the **Google Mobile Ads SDK (Google AdMob)** and the **Google User Messaging Platform (UMP)** to support development through advertising.

 

### A. Google AdMob (Google LLC)

Google AdMob may automatically collect and process certain non-financial data for advertising delivery, analytics, and fraud prevention:

* **Device Identifiers:** Google Advertising ID (GAID / AD_ID), Android ID, and hardware specifications.

* **Approximate Location:** Derived from IP address to deliver regionally relevant advertisements and adhere to local ad regulations.

* **App Activity & Interaction Signals:** Information regarding ad impressions, clicks, frequency capping, and ad viewing durations.

* **Diagnostics & Performance:** App crash logs and diagnostic performance metrics related to ad SDK rendering.

 

For full information on how Google processes user data, please consult: 

* [Google Privacy & Terms](https://policies.google.com/technologies/ads)

* [How Google uses information from sites or apps that use our services](https://policies.google.com/technologies/partner-sites)

 

### B. Consent Management & Regional Privacy (GDPR / UK / CCPA)

* **European Economic Area (EEA) and United Kingdom:** We implement Google’s certified User Messaging Platform (UMP) Consent Management Platform (CMP). Users in the EEA and UK are prompted upon startup to grant or deny consent for personalized advertising, device identifiers, and cookies/local storage access.

* **California & US State Privacy Laws:** We respect Global Privacy Control (GPC) and do not sell or share personal information for cross-context behavioral advertising without providing appropriate opt-out mechanisms.

* **Resetting Ad ID:** You can reset or delete your advertising identifier at any time via Android settings: 

  *Settings → Google → All services → Ads → Reset or Delete advertising ID*.

 

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## 4. Permissions Used

 

Retirement Easy requests only the minimum permissions necessary:

* `android.permission.INTERNET`: Required exclusively to request ad units from Google AdMob servers and sync remote ad parameters.

* `android.permission.ACCESS_NETWORK_STATE`: Used to verify internet connectivity before making ad requests.

 

The app does **not** request access to your contacts, camera, microphone, precise GPS location, external storage, SMS, or phone state.

 

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## 5. Data Retention & Deletion

 

Because your financial calculations and portfolios are held solely in local device storage:

* **Immediate Deletion by User:** You can permanently delete all local portfolio data at any time by clearing the application storage via *Settings → Apps → Retirement Easy → Storage & cache → Clear Storage*, or simply by uninstalling the application.

* **No Server Footprint:** Because we do not store your data on external servers, there is no server-side user data to delete.

 

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## 6. Children's Privacy

 

Retirement Easy is a personal finance tool designed for adults planning retirement and financial independence. The application is not directed at children under the age of 13 (or under 16 in certain jurisdictions), and we do not knowingly collect personal information from children.

 

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## 7. Changes to This Privacy Policy

 

We may update this Privacy Policy from time to time to reflect operational, legal, or regulatory changes. Any updates will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

 

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## 8. Contact Us

 

If you have any questions or feedback regarding this Privacy Policy or your privacy rights, please contact us at:

 

* **Email:** support@retireeasy.app *(or your designated developer contact email)* 

* **Publisher:** Retirement Easy Development Team